Understanding the problem is the first step to fixing it.

Pay on time, every time—it’s the #1 factor in your score.

Keep usage under 30% to boost your credit health.

The longer your accounts stay open, the better.

Limit how often you apply to avoid credit dings.

A healthy mix of credit types adds to your score.
Whether you want expert help or prefer to go at your own pace, the choice is yours.
Let our experts fix your credit—dispute negatives, improve your score, and guide you every step of the way.

Take control of your credit journey with step-by-step training, proven strategies, and powerful financial tools.
Let our experts fix your credit—dispute negatives, improve your score, and guide you every step of the way.
Take control of your credit journey with step-by-step training, proven strategies, and powerful financial tools.
Whether you want expert help or a DIY plan, FinLit can help you turn your credit around.



